Breaking Barriers, Building Dreams
WHO WE ARE
WHAT WE DO
At BBA Capital, we’re more than just a financial services provider — we’re a dedicated partner to small business owners navigating the challenges of growth, cash flow, and stability. We understand that access to capital can make or break a business, and that’s why we’re committed to offering smart, fair, and fully transparent funding solutions.
Our mission is rooted in a deep respect for the entrepreneurial journey. We know the pressure of making payroll, investing in new opportunities, and managing unpredictable cash cycles — because we’ve been there too. That’s why everything we do is designed to relieve financial stress, improve cash flow, and help our clients move forward with clarity and confidence.
Whether you’re expanding operations, recovering from a tough season, or simply looking to strengthen your financial foundation, BBA Capital is here to support you every step of the way.
MCA RECAPITILIZATION
BBA Capital specializes in recapitalizing Merchant Cash Advance (MCA) loans by offering construction companies relief from high-interest, short-term debt. Through our tailored financing solutions, we replace predatory MCA loans with lower-rate funding and extended repayment terms that align with the cash flow realities of the construction industry. This strategic approach not only reduces the immediate financial burden but also creates long-term stability, empowering business owners to reinvest in their growth and operate with greater confidence and control.
PREDATORY LOAN RECAPITILIZATION
BBA Capital helps construction companies break free from the cycle of predatory lending by recapitalizing high-interest, short-term loans with fair, structured financing solutions. We analyze each company’s unique financial situation and replace burdensome debt with lower-interest capital and extended terms that support long-term cash flow and stability. Our deep understanding of both finance and the construction industry allows us to design repayment structures that match project timelines and revenue cycles—giving business owners breathing room to operate, grow, and regain financial control without sacrificing their future.
SHORT TERM FINANCING
BBA Capital offers short-term financing solutions of up to 24 months, specifically designed to outperform the costly and restrictive terms of Merchant Cash Advance (MCA) programs and other non-traditional lending options. Our funding provides construction companies with fast, flexible capital at significantly better rates and borrower-friendly terms. Unlike MCA programs that drain cash flow with daily or weekly payments, our structured repayment plans are aligned with your business operations—helping you manage expenses, preserve working capital, and stay focused on growth. With BBA Capital, you gain access to the capital you need without compromising your financial future.
OUR CORE VALUES
ACCESSIBLE LOANS, REAL IMPACT
We provide fast, flexible funding solutions—not to trap business owners in debt, but to help them move forward. Our goal is to unlock short-term cash flow so businesses can focus on what matters: building, growing.
NO PREDATORY LENDING. PERIOD.
We’re not here to squeeze margins or play games. BBA Capital will never act like the big-bank sharks. We refuse to be part of the problem. Instead, we’re committed to clear terms, ethical practices, and honest expectations.
COMMUNICATION COMES FIRST
From the first call to final payoff, we’ll keep you in the loop. Our team is here to answer your questions, explain your options, and help you make confident decisions. No ghosting. No BS.
EDUCATION-DRIVEN LENDING
We don’t just fund loans—we teach you how to use them wisely. Our clients learn how to leverage capital for better margins, stronger operations, and long-term success. We win when you win.
GET STARTED TODAY
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LOCATIONS:
RALEIGH, NC
WASHINGTON, D.C.
NEW YORK, NY
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